You make sense whoever said the pizza thing, I guess I'll starve myself for a night hehe. Also here is a story to keep you people away from credit cards. There was a lady in some town(can't remember where) that lost her credit card, I think she was pretty old, so she didn't think of calling the bank. By the time someone told her too, she had lost a whole bunch of money, the poor lady lost her savings. Hundreds maybe thousands of people fall victim to credit card theft/idenity theft every day in the US, just stay away from them and you will not have to go through it. My uncle only uses checks, now there's a smart thing.